Shop Now, Pay Later!
How it Works
Get what you want today. Pay it in four payments, always interest free.
- Add your favorites to cart
- Select Afterpay at checkout
- Log into or create your Afterpay account, with instant approval decision
- Your purchase will be split into 4 payments, payable every 2 weeks (orders over $400 qualify for up to 12 months of financing)
You must be 18, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click here for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. ©Afterpay
Pay Better. Choose Afterpay.
Signing up is simple. No long applications or complicated terms & conditions. Have your email, phone number, address, DOB, and debit/credit card handy—that's it.
Get what you need right now. Make your first payment today and the rest over 6 weeks. It really is that simple.
Manage with smart limits. Check your available spend and stay within budget. And spend wisely with limits that gradually increase with on-time payments.
Afterpay has your back. Afterpay will send reminders, so you never miss a payment. And if you do, Afterpay will pause your account until you're back on track. There are no fees when you pay on time. And late fees are capped at 25% of the purchase price.
The app is where it's at. See your spend limit, manage payments, and keep track of your favorite places to shop. And get alerts on new launches and offers from top brands. It all happens on the app.
Shop now, pay with Klarna.
We've partnered with Klarna to give you a better shopping experience.
It's Smooth and Simple Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you'll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.
4 Interest-Free Payments* Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.
Monthly Financing* Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant decision. Once you've been approved, you'll receive reminders and can manage your payments directly in the Klarna app.
*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license.
How to shop with Klarna
- Add item(s) to your cart and head to the checkout.
- Select Klarna at the checkout to pay as you like for your purchase.
- Manage your orders and payments in the Klarna app.
The Best Way to Shop. See all of your purchases in one place, pay any open balances and much more in the Klarna app. You can also log into your Klarna account here. If you need any help, our Customer Service is there for you.
Safe and Secure. Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.
What happens if I make a return?
If you need to return part or all of your order, Klarna will issue you with a new statement. Simply follow the retailer's return instructions and make sure to take note of the tracking number. Log into your Klarna account, select "report a return", and we'll pause your statement. As soon as the retailer has processed your return, we will send an adjusted invoice.
There's something wrong with my order. Do I still need to pay for it?
You do not need to pay for goods that are received damaged, broken, or defective. Follow the retailer's dispute instructions and "report a problem" in your Klarna account to pause your statement until the issue is resolved. As soon as the retailer has registered your return, the refund will be processed within 5-7 business days.
I have not received my order. What happens to my statement?
You do not need to pay the statement until you have received your order. Contact the retailer for a delivery update, log into your Klarna account, and "report a problem" to pause your statement until you've received your order.
My statement is incorrect. What should I do?
If your statement does not match your order details, please contact the retailer directly to correct your statement. Log into your Klarna account and "report a problem" to pause your statement until the details have been corrected.
We're on a mission to reshape shopping, by elevating the entire shopping experience from browsing to owning. We do this by giving you the benefits of convenience, perks and inspiration.
Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 3,500 employees across 17 countries, and are leading the way for alternative payments by serving 90 million consumers and 250,000 retailer's payment solutions.
Pay in 4
4 interest-free payments every 2 weeks, starting today, with no impact to your credit score. Pay in 4 is available to consumers upon approval for purchases of $30.00 - $1,500.00.
Check out securely with PayPal and choose Pay in 4
About Pay in 4
- Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any U.S. Territories. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.
- When applying, a soft credit check may be needed, but will not affect your credit score.
- You must be of legal age in your U.S. state of residence to use Pay in 4.
- Loans to California residents are made or arranged pursuant to a California Financing Law License.
- PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457
- Rhode Island Small Loan Lender Licensee
Pay over time and get 6 months special financing on purchases of $99.00+ with no money due today.
Get a decision in seconds. Subject to credit approval.
No Interest if paid in full in 6 months on purchases of $99.00+
- Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
- A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
- No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
- For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
- Individual items that are less than $99.00 qualify for special financing when combined for a total of $99.00 or more in a single transaction.
- Multiple separate transactions of less than $99.00 per transaction cannot be combined to meet the minimum purchase amount.
Click here to view the PayPal Credit Terms and Conditions
PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Offers not valid on previous purchases, returns or exchanges. Minimum purchase required is before shipping and tax. For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
Copyright 2022 Bill Me Later, Inc. All rights reserved.
How It Works
Sezzle provides you with a payment option where you can buy now, and pay later.
When you place an order through Sezzle, our unique approvals system reviews your account to determine what sort of repayment plan we can offer. In most cases, it's 25% of the order total due up-front (also called your "down payment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest on pay-in-4 for over 48,700 brands, no up-front or hidden fees as long as you pay off your installments on time. We only charge fees if a payment fails or you need to adjust the date of your payments more than once per order.
When your order is placed, Sezzle pays the merchant in full for the order immediately - so the merchant has their funds and is able to process your order just like if you had paid them in full with a credit card! This isn't layaway, so the merchant fulfills your order within their normal shipping and processing times.
Our checkout is straightforward - simply shop at a merchant that offers Sezzle, select "Sezzle" at checkout, and we walk you through the rest of the process. The best way to find brands that offer Sezzle is through the Sezzle app.
Become a Sezzle Shopper
- Be 18 years of age or older
- Have a US or Canadian phone number that can receive texts
- Be able to verify your email address
- Have a non-prepaid payment method available
- For shoppers in the US and Canada, this can be a debit card or a credit card
Sezzle does not impact your credit score. Sezzle may run a soft credit check (or
"soft inquiry") to determine your spending power, but there is no negative
impact to your credit score.
*Please note: bank accounts cannot be used to create a Sezzle account, nor to place orders, but can be set as default payment methods for further scheduled installments.